How Do I Become A Homeowner


Could you be our next Habitat for Humanity Family Partner?

Our Habitat families must meet the following requirements:

  • Be low income, as defined by HFHSC’s charitable registration with Canada Revenue Agency (HFHSC uses BC Housing’s Housing Income Limits [HILs] to define the upper limit income threshold);
  • Have an annual sustainable family income;
  • Are Canadian citizens or permanent residents;
  • Have resided on the Sunshine Coast for the last 6 months
  • Have guardianship and primary care of at least one child (under the age of 10), or a child with a disability (under the age of 18) who could not legally live alone;
  • A single parent family must provide written proof by way of a separation agreement or court order of each of the following:
  • is divorced from or has been living separate and apart from his/her spouse/partner for the past 12 months;
  • child and spousal support obligations have been determined; and
  • division of family property and responsibility for family debt have been settled;
  • Cannot be able to qualify for a conventional mortgage; and
  • Cannot currently own or have an investment in a home or property.

The Board of Directors has the sole authority to approve applicant families for the Homeownership Program.

 

Sunshine Coast Income (All Sources)

Family Size

Minimum Combined Income

Maximum Combined Income

Two Member

$31,000.00

$41,000.00

Three Member

$38,000.00

$48,000.00

Four or more

$42,000.00

$52,000.00


Our Habitat family partners:

An applicant family to the Homeownership Program must exhibit a strong desire to partner with HFHSC, as demonstrated by:

  • Taking the initiative to obtain an application and filling it out completely;
  • Providing any requested documentation within the time frame set by HFHSC.
  • Agreeing to reference and credit checks;
  • Readily engaging in the home visit by the Family Selection Committee;
  • Having the ability and desire to complete 500 hours of sweat equity within timelines
  • Willing to live in a complex with families from a variety of ethnic, religious and cultural backgrounds;
  • Agreeing to act as 'ambassadors' of HFHSC, which includes providing a biography about their family to be shared with the public, speaking to the press, attending public events related to the build or a HFHSC activity, and agreeing to be photographed for HFHSC promotional purposes (unless there are issues of safety for any member of the family); and
  • An understanding of and willingness to fulfill the expectations as set out in the Homeowner Partnership Agreement.

 

For more information please call 604-885-6737 or email executivedirector@habitatsc.ca today!